Bank of Scotland Credit Cards

Bank of Scotland are part of the HBOS Group and offer a multitude of services within the financial sector including banking, credit cards, loans, mortgages, insurance, investments, savings, estate agency and holiday services.


The Bank of Scotland is a commercial and clearing bank based in Edinburgh, Scotland. With a history dating to the 17th century, it is the oldest surviving bank in what is now the UK. Since 10th September 2001 the Bank of Scotland has formed part of HBOS plc following the merger with the Halifax Group.

Bank of Scotland All In One Credit Card

  • 0% p.a. on balance transfers and purchases fixed for the first 9 months.
  • Balance transfers subject to a 3% handling fee.
  • Typical 15.9% APR variable.
  • 5 choices of credit card colour.
  • 24 hour access to your account online or by telephone.
  • Cover against fraudulent internet use.
  • Card replacement if lost.
  • Optional payment protection, card protection and identity protection.
  • Interest free period of up to 59 days on all purchases.
  • No annual fee.

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