BT Credit Cards

The BT credit card is the only credit card to earn you money discounted off your BT phone bill!

Earn BT Credit Card Rewards at the rate of 1p for each £1.50 spent on the BT Cash Credit Card or 1p for each £2 on the BT Retail Credit Card! The BT Retail Credit Card also gives you 0% purchasing power for 10 months at most major UK petrol stations and supermarkets.

BT Cash Credit Card

0% p.a. on balance transfers fixed for the first 13 months.
Balance transfers subject to a 3% handling fee.
Typical 16.9% APR variable.
0% p.a. on purchases fixed for the first 3 months.
You must be currently employed, over 23 years of age and a homeowner with an income of over £20,000. Additionally, you must have no recent credit defaults and must be a UK resident with proof of residential addresses for the past 2 years.
0% p.a. on cash transfers into your current account fixed for the first 13 months.
Cash transfers subject to a 4% handling fee.
BT Credit Card Rewards are awarded as a discount on your applicable BT telephone bill at the rate of 1p for each £1.50 spent on the BT Cash Credit Card.
No liability or excess to pay for theft, loss or fraudulent internet use.
Manage your account online.
Free 24 hour worldwide Customer Satisfaction Helpline.
Interest free period of up to 50 days on all purchases.
No annual fee.

BT Retail Credit Card

0% p.a. on balance transfers fixed for the first 6 months.
Balance transfers subject to a 2% handling fee.
Typical 16.9% APR variable.
0% p.a. on purchases fixed for the first 10 months on petrol station and supermarket spend.
Petrol and supermarket offer is available instore only and includes most major UK supermarkets; Tesco, Sainsburys, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
You must be currently employed, over 23 years of age and a homeowner with an income of over £20,000. Additionally, you must have no recent credit defaults and must be a UK resident with proof of residential addresses for the past 2 years.
0% p.a. on cash transfers into your current account fixed for the first 13 months.
Cash transfers subject to a 4% handling fee.
BT Credit Card Rewards are awarded as a discount on your applicable BT telephone bill at the rate of 1p for each £2 spent on the BT Retail Credit Card (max BT Credit Card Reward of £75 in any 12 month period).
No liability or excess to pay for theft, loss or fraudulent internet use.
Manage your account online.
Free 24 hour worldwide Customer Satisfaction Helpline.
Interest free period of up to 50 days on all purchases.
No annual fee.