NatWest Credit Cards

NatWest are a member of the Royal Bank of Scotland Group. In March 2000, The Royal Bank of Scotland Group completed the acquisition of NatWest in a £21 billion deal that was the largest take-over in British banking history. NatWest is now part of a financial services group which is the second largest bank by market capitalisation in the UK and in Europe and ranks fifth in the world.

NatWest Platinum Credit Card

0% p.a. on balance transfers fixed for the first 15 months.
Balance transfers incur a 2.9% handling fee.
Typical 16.9% APR variable.
0% p.a. on purchases fixed for the first 3 months.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the NatWest Wine Club.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

NatWest Gold Credit Card

8.9% p.a. on balance transfers fixed for the life of the balance.
No balance transfer fee.
2% payment made back into your account every 6 months calculated on outstanding amount of balances transferred in the first 3 months.
8.9% p.a. on purchases fixed for the first 9 months.
Typical 16.9% APR variable.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the NatWest Wine Club.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

NatWest Classic Credit Card

4.9% p.a. on purchases fixed for the first 9 months.
Typical 16.9% APR variable.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the NatWest Wine Club.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

NatWest Student Credit Card

Typical 18.9% APR variable.
Discounts at Kitbag.com, Firebox.com, Snapfish, MyMovieStream and Lonely Planet.
10% off UK short breaks with Superbreak.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the NatWest Wine Club.
Maximum credit limit of £500.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Available to persons aged 18 or over with a NatWest Student current account.
No annual fee.

NatWest Black Credit Card

Minimum £15,000 credit limit.
24-hour personal assistant service for almost anything including tickets and reservations, bespoke travel plans, personalised party plans and high quality domestic services.
Extensive travel insurance for you and your family.
Access to over 500 executive airport lounges worldwide.
UK and Europe roadside assistance cover.
24-hour home emergency service.
NatWest YourPoints designed to give you freedom. 1.25 YourPoints for every £1 of qualifying spend.
Typical 51.8% APR variable.
Up to £25,000 purchase protection
Card protection, fraud protection, extended warranty and emergency cover.
Membership of fine wine service.
Selection of sporting events with VIP hospitality.
Priority entrance to certain cultural events.
Invitation-only social events.
Available to customers over 25 with a minimum income of £75,000.
£250 annual fee.