RBS Credit Cards

RBS is one of the UK's leading banks. They offer a range of credit cards to suit all needs including an attractive reward package offering discounts and travel benefits.

As you would expect from a leading trusted high street bank, RBS have many years of experience dealing with online customer service. RBS's straightforward online application gives an instant decision within seconds.

RBS Platinum Credit Card

0% p.a. on balance transfers fixed for the first 15 months.
Balance transfers incur a 2.9% handling fee.
Typical 16.9% APR variable.
0% p.a. on purchases fixed for the first 3 months.
10% off all products from HP UK.
10% off UK short breaks with Superbreak.
20% off at Buyagift.com.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the Royal Bank Wine Club.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

RBS Gold Credit Card

8.9% p.a. on balance transfers fixed for the life of the balance.
No balance transfer fee.
2% payment made back into your account every 6 months calculated on outstanding amount of balances transferred in the first 3 months.
8.9% p.a. on purchases fixed for the first 9 months.
Typical 16.9% APR variable.
10% off all products from HP UK.
10% off UK short breaks with Superbreak.
20% off at Buyagift.com.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the Royal Bank Wine Club.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

RBS Classic Credit Card

4.9% p.a. on purchases fixed for the first 9 months.
Typical 16.9% APR variable.
10% off all products from HP UK.
10% off UK short breaks with Superbreak.
20% off at Buyagift.com.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the Royal Bank Wine Club.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

RBS Student Credit Card

Typical 18.9% APR variable.
Discounts at Kitbag.com, Firebox.com, Snapfish, MyMovieStream and Lonely Planet.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the Royal Bank Wine Club.
Maximum credit limit of £500.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Available to persons aged 18 or over with a RBS Student current account.
No annual fee.

RBS Black Credit Card

Minimum £15,000 credit limit.
24-hour personal assistant service for almost anything including tickets and reservations, bespoke travel plans, personalised party plans and high quality domestic services.
Extensive travel insurance for you and your family.
Access to over 500 executive airport lounges worldwide.
UK and Europe roadside assistance cover.
24-hour home emergency service.
Typical 51.8% APR variable.
Up to £25,000 purchase protection
Card protection, fraud protection, extended warranty and emergency cover.
Membership of fine wine service.
Selection of sporting events with VIP hospitality.
Priority entrance to certain cultural events.
Invitation-only social events.
Available to customers over 25 with a minimum income of £75,000.
£250 annual fee.