Virgin Credit Cards

Like all Virgin companies, Virgin Money was launched to give customers a better deal. Virgin Money aim to offer you a wide range of great value financial products that are easy to understand. Plain English and straightforward dealing are what Virgin Money believe in, backed by real customer service.

Imagine a place where you get great deals on all your financial needs without having to shop around. Somewhere service isn't just a slogan on a wall. They pick up the phone when it rings and call you back when they promise. And they remember it's your money. In today's busy world Virgin customers tell us it's why they choose to deal with Virgin rather than anyone else.

Whether it's credit cards, savings and investments, loans, insurance or share dealing, Virgin Money have made financial products easier to understand, set up and run.

Virgin Credit Card

0% p.a. on balance transfers fixed for the first 14 months.
Balance transfers subject to a 2.98% handling fee (minimum £5).
0% p.a. on purchases fixed for the first 3 months.
Typical 16.6% APR variable.
Save 10% when using your Virgin Purchases Credit Card online at Virgin Megastores , Virgin Wines, VIE at home, Virgin Holidays and Virgin Holidays Cruises.
Save 20% when using your Virgin Purchases Credit Card on selected Virgin Experiences.
Half price Virgin Balloon Flights when using your Virgin Purchases Credit Card.
Exclusive savings with Virgin Media on TV, broadband, phone and mobile.
Silver, sexy red, classy black or cheeky pink card designs.
Up to £250,000 FREE Travel Accident Insurance and FREE Purchase Protection Insurance.
Service your account online.
24/7 telephone helpline.
No liability or excess to pay for theft, loss or fraudulent internet use.
Chip and PIN.
Interest free period of up to 50 days on all purchases.
No annual fee.

Virgin Purchases Credit Card

0% p.a. on balance transfers fixed for the first 12 months.
Balance transfers subject to a 2.98% handling fee (minimum £5).
0% p.a. on purchases fixed for the first 12 months.
Typical 18.9% APR variable.
Save 10% when using your Virgin Purchases Credit Card online at Virgin Megastores , Virgin Wines, VIE at home, Virgin Holidays and Virgin Holidays Cruises.
Save 20% when using your Virgin Purchases Credit Card on selected Virgin Experiences.
Half price Virgin Balloon Flights when using your Virgin Purchases Credit Card.
Exclusive savings with Virgin Media on TV, broadband, phone and mobile.
Silver, sexy red, classy black or cheeky pink card designs.
Up to £250,000 FREE Travel Accident Insurance and FREE Purchase Protection Insurance.
Service your account online.
24/7 telephone helpline.
No liability or excess to pay for theft, loss or fraudulent internet use.
Chip and PIN.
Interest free period of up to 50 days on all purchases.
No annual fee.

Virgin Atlantic American Express Credit Card

0% p.a. on balance transfers fixed for the first 6 months.
Balance transfers subject to a 2% handling fee (minimum £5).
Typical 17.9% APR variable.
3,000 Flying Club miles as soon as you start using your Virgin Atlantic American Express Credit card.
1 Flying Club mile for every £1 you spend on your Virgin Atlantic American Express Credit card.
Double Flying Club miles every time you use your Virgin Atlantic American Express Credit card to buy direct from Virgin Atlantic and Virgin Holidays.
Spend over £15,000 on card purchases and receive a complimentary companion reward flight.
Receive up to 2 Premium Economy reward upgrades a year (spend £10,000 and get a free upgrade when you use your Flying Club miles to purchase a flilght; this can be done twice a year).
Up to £250,000 FREE Travel Accident Insurance.
Up to £1,500 FREE Lost Luggage Insurance.
Up to £250 Travel Inconvenience Insurance.
Service your account online.
24/7 telephone helpline.
No liability or excess to pay for theft, loss or fraudulent internet use.
Chip and PIN.
Interest free period of up to 46 days on all purchases.
No annual fee.

Virgin Pay Monthly Prepaid Master Card

Only prepaid card that gives you money off where it matters - on holidays, films, music, games, gyms, wine and more with Virgin discounts.
Free to use your card for purchases.
£4.75 monthly fee.
Free to top up online with a debit card, direct transfer from your bank account and at Post Offices.
2.5% charge when you top up at any shop or garage displaying the PayPoint logo or by credit card (minimum fee of £2).
£1.50 charge when withdrawing cash at home or overseas.
2.95% transaction charge when using your card overseas for purchases only.
Free to switch to 'Pay As You Go' tariff.
Extra/replacement card for £4.95.
Virgin discounts.
Costs £9.95.