Cashback Credit Cards

Cashback credit cards are ideal for those intending a spending spree or those buying an expensive item over a period of time. The cashback effectively reduces the cost of your spending by the percentage terms offered but unfortunately is usually offered for a fixed period only

All these credit cards offer cashback.

Capital One World MasterCard

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Unlimited Cashback - earn 1% on everything you buy with the Capital One World MasterCard.
Typical 12.9% APR variable.
£10 bonus credit every January to say thank you.
6 choices of credit card design.
Free Identity Theft Protection.
Free Purchase Protection Insurance.
Paperless application process. Response in 1 minute.
Minimum credit limit of £4000.
Interest free period of up to 45 days on all purchases.
£18 annual fee.

American Express Platinum Cashback Credit Card

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5% Cashback up to £100 on almost everything you buy with the card for the first 3 months, and then up to 1.25% thereafter.
0% p.a. on purchases fixed for the first 6 months.
Minimum annual spend of £3,000 to earn cashback.
Typical 19.9% APR variable.
Purchase Protection, Refund Protection and Online Fraud Guarantee.
Travel Accident Benefit - up to £150,000 when public transport travel tickets are charged to the Card.
Optional Repayment Protection.
No annual fee unless your account is inactive in the preceding 12 months, otherwise a charge of £20 will be applied.

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