Exclusive Credit Cards

Exclusive credit cards are especially designed with affluent customers in mind. The standard rate may well be higher than other credit cards and an annual fee may be charged but this reflects the range of exclusive services that come as standard with exclusive credit cards. The range of exclusive benefits will normally outweigh the costs as long as you manage the account sensibly.


All of these credit cards are designed especially for affluent customers.

NatWest Black Credit Card

  • Minimum £15,000 credit limit.
  • 24-hour personal assistant service for almost anything including tickets and reservations, bespoke travel plans, personalised party plans and high quality domestic services.
  • Extensive travel insurance for you and your family.
  • Access to over 500 executive airport lounges worldwide.
  • UK and Europe roadside assistance cover.
  • 24-hour home emergency service.
  • Typical 51.8% APR variable.
  • Membership of fine wine service.
  • Selection of sporting events with VIP hospitality.
  • Available to customers over 25 with a minimum income of £75,000.
  • £250 annual fee.

RBS Black Credit Card

  • Minimum £15,000 credit limit.
  • 24-hour personal assistant service for almost anything including tickets and reservations, bespoke travel plans, personalised party plans and high quality domestic services.
  • Extensive travel insurance for you and your family.
  • Access to over 500 executive airport lounges worldwide.
  • UK and Europe roadside assistance cover.
  • 24-hour home emergency service.
  • Typical 51.8% APR variable.
  • Membership of fine wine service.
  • Selection of sporting events with VIP hospitality.
  • Available to customers over 25 with a minimum income of £75,000.
  • £250 annual fee.

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