Low Rate Balance Transfer Credit Cards

While 0% balance transfer credit cards may be popular, sometimes give the customer's situation a low rate balance transfer credit card is more preferable. This assumes that the balance could not be paid within the 0% p.a. fixed period so the low interest for the life of the balance transferred would be more suitable.


The low rate on balance transfers will only apply to the life of that balance transfer and any purchases made on the credit card will usually be at the standard variable rate.


All these credit cards offer a low rate on balance transfers for the life of the balance.

MBNA 5.9% for Life Credit Card

  • 5.9% p.a. on balance and money transfers fixed for the life of the balance.
  • Balance and money transfers incur a 2% handling fee.
  • Typical 16.9% APR variable.
  • Protect you and your credit card with MBNA Secure.
  • Manage your account online 24/7.
  • Free 24 hour worldwide Customer Satisfaction Helpline.
  • Interest free period of up to 50 days on all purchases.
  • No annual fee.

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