Low Standard Rate Credit Cards

Not all consumers necessarily want a credit card that offers favourable terms on balance transfer or purchases for a short fixed period. Some prefer a credit card that offers a low standard rate and can be relied upon to maintain a favourable rate in a fluctuating market.

All these credit cards offer a favourable low standard rate.

NatWest Classic Credit Card

4.9% p.a. on purchases fixed for the first 9 months.
Typical 16.9% APR variable.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the NatWest Wine Club.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

RBS Classic Credit Card

4.9% p.a. on purchases fixed for the first 9 months.
Typical 16.9% APR variable.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the Royal Bank Wine Club.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

NatWest Gold Credit Card

8.9% p.a. on balance transfers fixed for the life of the balance.
2% payment made back into your a/c every 6 months calculated on outstanding amount of balances transferred in the first 3 months.
8.9% p.a. on purchases fixed for the first 9 months.
Typical 16.9% APR variable.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the NatWest Wine Club.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.

RBS Gold Credit Card

8.9% p.a. on balance transfers fixed for the life of the balance.
2% payment made back into your a/c every 6 months calculated on outstanding amount of balances transferred in the first 3 months.
8.9% p.a. on purchases fixed for the first 9 months.
Typical 16.9% APR variable.
Travel benefits including discounts on bookings, flights and airport car parking.
Special offers and occasional free gifts from the Royal Bank Wine Club.
24 hour online servicing.
Interest free period of up to 56 days on all purchases.
Minimum income of £10,000 p.a. required.
No annual fee.