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Low Standard Rate Credit Cards |
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| Not all consumers necessarily
want a credit card that offers favourable terms on balance transfer
or purchases for a short fixed period. Some prefer a credit
card that offers a low standard rate and can be relied upon
to maintain a favourable rate in a fluctuating market. |
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| All of these credit cards
offer a favourable low standard rate. Alternatively, compare
low standard rate credit cards for a more concise appraisal. |
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Capital One Low Rate Credit Card with Cashback |
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8.5% p.a. variable on balance
transfers and purchases. |
| 0.5% cashback on every purchase. |
| Typical 8.5%
APR variable. |
| No balance transfer
handling fee. |
| 8 choices of
credit card design. |
| Free Identity Theft service. |
| Minimum credit
limit of £500; maximum credit limit of £16,000. |
| Interest free
period of up to 56 days on all purchases. |
| No annual fee. |
| Apply
Now |
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Barclaycard Flexi-Rate Credit Card |
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Flexi-Rate - you control the rate you pay and can be as low as 9.9%. |
| 0% p.a. on balance
transfers fixed for the first 14 months. |
| Balance transfers
subject to a 2.9% handling fee. |
| 0% p.a. on purchases
fixed for the first 3 months. |
| Typical 14.9%
APR variable. |
| You have a good
credit history and are aged 21 or over with a minimum income
of £10,000 p.a. |
| Optional Payment
Protection, Card Protection and Identity Theft Protection. |
| Interest free
period of up to 56 days on all purchases. |
| No annual fee. |
| Apply
Now |
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Shelter Credit Card |
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Typical 12.9%
APR variable. |
| When accepted
for a Shelter Credit Card, the card issuers, Co-operative Bank,
will make an immediate contribution of £20 to Shelter
. |
| Additionally,
Shelter will receive 25p for every £100 you spend on
your Shelter Credit Card. |
| Interest free
period of up to 59 days on all purchases. |
| No fee for UK cash withdrawals. |
| No annual fee. |
| Apply
Now |
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Details... |
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