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Low Standard Rate Credit Cards

 
Not all consumers necessarily want a credit card that offers favourable terms on balance transfer or purchases for a short fixed period. Some prefer a credit card that offers a low standard rate and can be relied upon to maintain a favourable rate in a fluctuating market.
 
All of these credit cards offer a favourable low standard rate. Alternatively, compare low standard rate credit cards for a more concise appraisal.
 

Capital One Low Rate Credit Card with Cashback

 
Capital One Low Rate Credit Card with Cashback 8.5% p.a. variable on balance transfers and purchases.
0.5% cashback on every purchase.
Typical 8.5% APR variable.
No balance transfer handling fee.
8 choices of credit card design.
Free Identity Theft service.
Minimum credit limit of £500; maximum credit limit of £16,000.
Interest free period of up to 56 days on all purchases.
No annual fee.
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Barclaycard Flexi-Rate Credit Card

 
Barclaycard Flexi-Rate Credit Card Flexi-Rate - you control the rate you pay and can be as low as 9.9%.
0% p.a. on balance transfers fixed for the first 14 months.
Balance transfers subject to a 2.9% handling fee.
0% p.a. on purchases fixed for the first 3 months.
Typical 14.9% APR variable.
You have a good credit history and are aged 21 or over with a minimum income of £10,000 p.a.
Optional Payment Protection, Card Protection and Identity Theft Protection.
Interest free period of up to 56 days on all purchases.
No annual fee.
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Shelter Credit Card

 
Shelter Credit Card Typical 12.9% APR variable.
When accepted for a Shelter Credit Card, the card issuers, Co-operative Bank, will make an immediate contribution of £20 to Shelter .
Additionally, Shelter will receive 25p for every £100 you spend on your Shelter Credit Card.
Interest free period of up to 59 days on all purchases.
No fee for UK cash withdrawals.
No annual fee.
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